Legal

Terms & Conditions

Please read these terms carefully before registering, investing or withdrawing on the Sri Vaaraahi Developers platform.

Key points at a glance: capital refund carries a 20% deduction; ROI is indicative and may change in future based on trading results; withdrawals carry 5% TDS and 5% service charges; total earnings are capped at your 2X / 3X limit.

1. Acceptance of terms

By registering an account, activating a package or using any service of Sri Vaaraahi Developers, you confirm that you have read, understood and agreed to these Terms & Conditions.

If you do not agree with any part of these terms, please do not register or invest.

2. Eligibility & account

You must be 18 years or older and legally competent to enter into a contract.

You are responsible for the accuracy of the details you submit — name, phone number, email, bank account, IFSC and UPI ID. Payouts made to wrong details submitted by you cannot be reversed.

One person may hold multiple IDs only where permitted by the company. Fraudulent, duplicate or automated registrations may be suspended without notice.

You are solely responsible for keeping your login credentials confidential.

3. Investment & package activation

Investments are made by activating a package listed in your dashboard. The package amount, tenure, return frequency and earning cap displayed at the time of activation apply to that specific activation.

A package becomes active only after the deposit is verified and approved by the company.

Every investment carries market and business risk. Returns are generated from trading and real-estate business activity and are not guaranteed, fixed or assured by law.

4. ROI (returns) may change in future

The ROI percentage shown is indicative and is based on current business and trading performance.

ROI may be increased, reduced, paused or restructured in future based on trading results, market conditions, project performance or regulatory requirements. Such changes may apply to future as well as running packages.

Any revision will be communicated through the dashboard, and continued use of your account after such notice constitutes acceptance of the revised rate.

ROI is credited only for eligible days as per the package (daily, or Monday–Friday for working-day packages). No ROI is credited for holidays or non-eligible days on such packages.

5. Capital refund — 20% deduction

Capital refund (pre-closure of an active investment) is permitted only on written request and subject to company approval.

A deduction of 20% of the invested capital is applicable on every capital refund. Only the remaining 80% is refundable.

Any ROI, referral income, level income or bonus already paid out on that investment may be adjusted against the refundable amount.

Refunds are processed to the bank account or UPI ID saved in your profile, normally within 7–30 working days of approval.

Once a capital refund is approved, the related package is closed and all future earnings on it stop immediately.

6. Earning cap (2X / 3X)

Total earnings from any investment are capped at the multiplier applicable to your account (2X or 3X of the invested amount), including ROI, referral income and all bonuses.

3X eligibility is granted only on meeting the direct-business conditions published in your dashboard. Eligibility is evaluated by the system and may be revised.

Once the cap is reached, the package is closed and further income stops. Re-activation is required to continue earning.

7. Referral & level income

Direct referral commission and multi-level income are paid as per the percentages shown in your dashboard at the time the downline package is activated.

Referral and level percentages, level depth and qualification rules may be modified by the company at any time.

Income earned through misrepresentation, fake registrations or false promises to other members will be reversed and may lead to account termination.

Members must not promise fixed, guaranteed or assured returns to anyone on behalf of the company.

8. Deposits, withdrawals & charges

Deposits must be made only to the official account or UPI details shown in the deposit section. The company is not responsible for funds sent elsewhere.

Withdrawals are processed to the payout details saved in your profile after admin approval.

Applicable deductions on withdrawal: TDS 5% and service charges 5%. Minimum withdrawal limits and processing windows are as displayed in the dashboard.

Withdrawal requests may be delayed or rejected if KYC, payout details or transaction verification is incomplete.

9. Taxes

All income is subject to applicable Indian tax laws. TDS deducted is remitted as per statutory requirements.

Members are responsible for declaring their income and filing their own returns.

10. Risk disclosure

Real estate and trading returns are variable. Past performance does not guarantee future results.

Please invest only surplus funds that you can afford to keep locked for the package tenure.

11. Suspension & termination

The company may suspend or terminate any account involved in fraud, chargeback abuse, false marketing, manipulation of the referral system or violation of these terms.

In such cases, pending earnings may be forfeited and only lawful capital claims will be considered, subject to the applicable deduction.

12. Changes to these terms

These Terms & Conditions may be updated at any time. The latest version published on this page will apply.

Continued use of the platform after an update means you accept the revised terms.

13. Governing law & contact

These terms are governed by the laws of India, with jurisdiction at Visakhapatnam, Andhra Pradesh.

For any clarification, contact us at +91 99856 32229 or through the Contact page.

Last updated: 2026